All services

Loan syndication, structured finance and advisory solutions.

Explore finance pathways for housing loans, LAP, business loans, surety-style support, working capital, project finance and MSME growth.

Service pathways

Every product page now works like a guided finance pathway.

Each service combines plain-language positioning, document readiness, indicative planning and a clear route to apply or speak with Aura.

Business Loan

Structured funding support for growth, inventory, cash-flow gaps, expansion and business consolidation.

Proprietors, partnerships, LLPs and companies Typically 12 to 60 months 4 document groups

Explore pathway

Home Loan

Home purchase, construction and renovation finance guidance with affordability and eligibility planning.

Home buyers, families and property owners Usually up to 30 years where eligible 4 document groups

Explore pathway

Term Loan

Medium and long-term finance support for expansion, asset purchase and structured business growth needs.

Businesses planning expansion or capital expenditure Typically structured around repayment capacity and asset life 5 document groups

Explore pathway

Loan Against Property

Secured finance against residential, commercial or industrial property for business or personal use cases.

Property owners and business borrowers Often longer-tenure secured repayment structures 4 document groups

Explore pathway

Surety Bonds

Facilitation support for performance, bid, advance payment and other surety-style business requirements.

Contractors, vendors and businesses participating in projects or tenders Linked to contract or project requirement 5 document groups

Explore pathway

Bills Discounting

Receivables and invoice-financing support to improve cash flow with quicker access to business funds.

Businesses with invoices, receivables or buyer-led payment cycles Short-tenure facility linked to receivable cycle 5 document groups

Explore pathway

Vehicle Loan

Finance assistance for cars and commercial vehicles with repayment planning and document readiness.

Individuals, businesses and fleet owners Typically 12 to 84 months 4 document groups

Explore pathway

Working Capital Loan

Cash-flow finance, OD/CC assistance and short-tenure facilities for operational business needs.

SMEs, traders and manufacturers Facility type determines renewal and repayment 4 document groups

Explore pathway

MSME Loan

Finance facilitation for micro, small and medium enterprises with GST, ITR and banking-led assessment.

MSMEs and owner-led businesses Usually 12 to 84 months 4 document groups

Explore pathway

Project Finance

Structured finance support for expansion, new units, infrastructure and large-ticket business projects.

SMEs, manufacturers, developers and growth-stage businesses Customized to project cash flows 4 document groups

Explore pathway

Balance Transfer

Review existing loans for possible rate reduction, EMI relief, top-up options or lender switching.

Borrowers with existing loans Remaining or restructured tenure options 4 document groups

Explore pathway

Planning tools

Calculator tools now live inside the services area.

Use these within the services section instead of the header navigation.

EMI CalculatorOpen calculator Loan Eligibility CalculatorOpen calculator Balance Transfer CalculatorOpen calculator Business Loan CalculatorOpen calculator Home Loan CalculatorOpen calculator

Live loan model

Quick EMI Preview

Adjust each driver and watch repayment economics update instantly.

Loan amountInterest rate (% p.a.)Tenure (years)

Monthly EMI₹21,742

Total interest₹3,04,545

Total payable₹13,04,545

First 12 months amortization schedule
Month	Principal	Interest	Balance
1	₹12,576	₹9,167	₹9,87,424
2	₹12,691	₹9,051	₹9,74,733
3	₹12,807	₹8,935	₹9,61,926
4	₹12,925	₹8,818	₹9,49,001
5	₹13,043	₹8,699	₹9,35,958
6	₹13,163	₹8,580	₹9,22,795
7	₹13,283	₹8,459	₹9,09,512
8	₹13,405	₹8,337	₹8,96,106
9	₹13,528	₹8,214	₹8,82,578
10	₹13,652	₹8,090	₹8,68,926
11	₹13,777	₹7,965	₹8,55,149
12	₹13,904	₹7,839	₹8,41,245

Calculator results are indicative and do not represent loan approval or final lender pricing.

Formula disclosure

EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.