01ProfileHome buyers, families and property owners
02Documents4 groups
03StructureUsually up to 30 years where eligible
04Next stepApply with consent
Highlights
Eligibility and EMI planning
Property-document readiness
Co-applicant structuring guidance
Documents
KYC and income documents
Property papers
Bank statements
ITR/Form 16 where applicable
Aura Fintec Services acts as a facilitator or DSA where applicable and is not itself the lender. Approval is subject to lender policies, eligibility, documentation, credit assessment and terms.
Aura can help organize lender options and explain indicative differences. Final terms come from lenders.
Live loan model
Home Loan EMI Preview
Adjust each driver and watch repayment economics update instantly.
Monthly EMI₹43,708
Total interest₹54,89,953
Total payable₹1,04,89,953
| Month | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹7,875 | ₹35,833 | ₹49,92,125 |
| 2 | ₹7,931 | ₹35,777 | ₹49,84,194 |
| 3 | ₹7,988 | ₹35,720 | ₹49,76,206 |
| 4 | ₹8,045 | ₹35,663 | ₹49,68,161 |
| 5 | ₹8,103 | ₹35,605 | ₹49,60,058 |
| 6 | ₹8,161 | ₹35,547 | ₹49,51,896 |
| 7 | ₹8,220 | ₹35,489 | ₹49,43,677 |
| 8 | ₹8,278 | ₹35,430 | ₹49,35,399 |
| 9 | ₹8,338 | ₹35,370 | ₹49,27,061 |
| 10 | ₹8,398 | ₹35,311 | ₹49,18,663 |
| 11 | ₹8,458 | ₹35,250 | ₹49,10,205 |
| 12 | ₹8,518 | ₹35,190 | ₹49,01,687 |
Calculator results are indicative and do not represent loan approval or final lender pricing.
Formula disclosure
EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.