Home LoanProfileHome buyers, families and property owners
Documents4 groups
StructureUsually up to 30 years where eligible
Next stepApply with consent
Highlights
Eligibility and EMI planning
Property-document readiness
Co-applicant structuring guidance
Documents
KYC and income documents
Property papers
Bank statements
ITR/Form 16 where applicable
FacilitationCoordination support
DocumentsProfile readiness
Lender reviewPolicy-led decision
Aura can help organize lender options and explain indicative differences. Final terms come from lenders.
Live loan model
Home Loan EMI Preview
Adjust each driver and watch repayment economics update instantly.
Monthly EMI₹43,708
Total interest₹54,89,953
Total payable₹1,04,89,953
| Month | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹7,875 | ₹35,833 | ₹49,92,125 |
| 2 | ₹7,931 | ₹35,777 | ₹49,84,194 |
| 3 | ₹7,988 | ₹35,720 | ₹49,76,206 |
| 4 | ₹8,045 | ₹35,663 | ₹49,68,161 |
| 5 | ₹8,103 | ₹35,605 | ₹49,60,058 |
| 6 | ₹8,161 | ₹35,547 | ₹49,51,896 |
| 7 | ₹8,220 | ₹35,489 | ₹49,43,677 |
| 8 | ₹8,278 | ₹35,430 | ₹49,35,399 |
| 9 | ₹8,338 | ₹35,370 | ₹49,27,061 |
| 10 | ₹8,398 | ₹35,311 | ₹49,18,663 |
| 11 | ₹8,458 | ₹35,250 | ₹49,10,205 |
| 12 | ₹8,518 | ₹35,190 | ₹49,01,687 |
Calculator results are indicative and do not represent loan approval or final lender pricing.
Formula disclosure
EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.