01ProfileIndividuals, businesses and fleet owners
02Documents4 groups
03StructureTypically 12 to 84 months
04Next stepApply with consent
Highlights
New and used vehicle scenarios
Commercial vehicle support
EMI comparison
Documents
KYC
Income proof
Vehicle quotation
Bank statements
Aura Fintec Services acts as a facilitator or DSA where applicable and is not itself the lender. Approval is subject to lender policies, eligibility, documentation, credit assessment and terms.
Some lenders finance used vehicles subject to age, valuation and applicant profile.
Live loan model
Vehicle Loan EMI Preview
Adjust each driver and watch repayment economics update instantly.
Monthly EMI₹21,742
Total interest₹3,04,545
Total payable₹13,04,545
| Month | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹12,576 | ₹9,167 | ₹9,87,424 |
| 2 | ₹12,691 | ₹9,051 | ₹9,74,733 |
| 3 | ₹12,807 | ₹8,935 | ₹9,61,926 |
| 4 | ₹12,925 | ₹8,818 | ₹9,49,001 |
| 5 | ₹13,043 | ₹8,699 | ₹9,35,958 |
| 6 | ₹13,163 | ₹8,580 | ₹9,22,795 |
| 7 | ₹13,283 | ₹8,459 | ₹9,09,512 |
| 8 | ₹13,405 | ₹8,337 | ₹8,96,106 |
| 9 | ₹13,528 | ₹8,214 | ₹8,82,578 |
| 10 | ₹13,652 | ₹8,090 | ₹8,68,926 |
| 11 | ₹13,777 | ₹7,965 | ₹8,55,149 |
| 12 | ₹13,904 | ₹7,839 | ₹8,41,245 |
Calculator results are indicative and do not represent loan approval or final lender pricing.
Formula disclosure
EMI = P x R x (1 + R)^N / ((1 + R)^N - 1), where R is the monthly interest rate and N is tenure in months.